Stripe Identity vs Sumsub Pricing 2026
Stripe Identity GBP 1.25 pay-as-you-go with 50 free, no monthly minimum, no AML. Sumsub Basic $1.35 + $149/mo or Compliance $1.85 + $299/mo with AML bundled. Different products despite overlapping use cases.
The headline rates side by side
| Metric | Stripe Identity | Sumsub |
|---|---|---|
| Per-verification rate | £1.25 (~$1.57) | $1.35 Basic / $1.85 Compliance |
| Pricing currency | GBP list (EU/UK) | USD list |
| Monthly minimum | None | $149 Basic / $299 Compliance |
| Free tier | 50 verifications, no time limit | 14-day trial, 50 checks |
| Liveness | Included | Included |
| AML / PEP / Sanctions | Not offered | Compliance tier $1.85 bundles AML |
| Geographic coverage | 100+ countries | 220+ countries |
| Best for | Stripe customers needing identity confirmation | Regulated mid-market needing KYC + AML |
Worked example A: 200 verifications/month, no AML
Acme Two-Sided Marketplace (illustrative example, not a real company) verifies new sellers at 200/mo. No AML required.
Worked example B: 3,000 verifications/month, with AML
Acme Crypto Exchange (illustrative example, not a real company) needs KYC + AML on 3,000 onboardings per month.
When to pick Stripe Identity
- You already use Stripe for payments and want one-vendor identity confirmation.
- The workflow is identity confirmation (KYC-lite) not full regulated KYC + AML.
- You want pay-as-you-go with no monthly minimum, including for low-volume seasonal verification.
- 50 free verifications cover your test and pilot phase.
When to pick Sumsub
- You need AML screening alongside KYC; Stripe Identity does not offer it.
- You operate in regulated finance, crypto or gaming where the regulator expects a compliance-grade vendor.
- You need ongoing AML monitoring on existing customers (Compliance tier).
- You want 220+ country coverage rather than Stripe's 100+.
FX caveat on Stripe Identity
Stripe publishes Identity pricing in GBP at £1.25 per check on UK/EU pricing pages. The ~$1.57 USD figure is a derived approximation at the June 2026 GBP/USD ~1.26 rate. Stripe does not publish a separate USD list price for Identity, so USD-denominated procurement teams should price in the FX risk explicitly. Sumsub publishes in USD throughout.
See also
- Stripe Identity full dossier.
- Sumsub full dossier.
- Veriff vs Sumsub.
- Run your volume on the calculator.
Sources
Stripe Identity pricing verified at https://stripe.com/identity on 2026-06-17. Sumsub pricing verified at https://sumsub.com/pricing/ on 2026-06-17. Full source list at /sources.